Cash Flow & Runway Forecaster

Model your cash flow, simulate client payment delays, and see how long your cash reserves will last under different business conditions.

PROJECTED RUNWAY 98 Days ~3.3 Months Buffer

NET MONTHLY BURN $3,850 Living + Software

Cash Trajectory

90-Day Cash Flow Projection

Projected balance factoring upcoming billing milestones

Runway Safe Min Buffer: $3,500

Today Day 15 Day 30 (Net 30) Day 60 Day 90

Spending Capacity

verified_user Optimal Ratio

30-Day Safe Discretionary Spend

$4,120.00 Available Now

Calculated dynamically after auto-locking mandatory tax reserves and preserving a 60-day survival buffer.

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Tax Vault Allocation 25% reserved in high-yield account

$3,150.00 Reserved

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Emergency Safety Floor 60 days essential expenses cushion

$7,700.00 Protected

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AI Recommendation: You can safely spend $1,200 on studio software or hiring without dipping below your 60-day safety floor.

Budget Simulator

Adjust Monthly Cash Flow Levers

Move the sliders to see how expenses, reserves, and income delays impact your runway in real time.

Available Capital $14,850

$5,000 min $50,000 max

Monthly Living $3,200

$1,500 min $8,000 max

Software & SaaS $650

$100 min $2,000 max

Tax Withholding 25%

15% min 35% max

Scenario Planning

What-If Situations

Simulate cash disruptions to test your studio's financial resilience

Safe Outcome Scenario A

Client Delays by 30 Days

Apex Labs & HyperGrowth fail to settle on due date. Inflows freeze for 1 payment cycle.

Residual Runway 68 Days

High Stress Scenario B

Zero Inflow for 60 Days

Complete pipeline freeze. Operating exclusively on current balance without new receivables.

Residual Runway 41 Days

Growth Boost Scenario C

Instant Factoring Advance

Advance $6,200 immediately at a flat 1.5% fee to unlock cash and keep full momentum.

Expanded Runway 123 Days

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Automate Your Runway Safety Rules

GigPulse can automatically follow up on invoices and alert you whenever projected runway dips below 60 days.